5 Reason’s Entrepeneurs Die Broke Date posted June 18th, 2010

 financial overwelmed

    The 5 Reasons Why Entrepeneurs Die Broke 

                       Financial Seminar Event

                Presenter: Christopher Nelmes

 A Free Event Designed to Enhance Financial Knowledge

                       Presentation Topics Include:

» Are You Over Paying Taxes?

» Do You Understand Risk Mitigation?

» “Buy Sell Funding” How Can it help me?

» How can I Oraganize my Succession Planning?

» What are Medical Trusts?

For the Modern Entrepreneurs And Business Owners who are constantly in search of financial advice for their everyday personal and business needs.

Information:

Cost: Complimentary
Location: The Holiday Inn
17530 64th Ave
Surrey, BC V3S-1Y9
RSVP Required To: Justin@nelmes.ca
Tuesday July 06
Registration:6:30 P.M.
Presentation: 7 P.M. – 8:30 P.M.

Chris Will Energize, Enthuse, And Inspire You To Enhance Your Financial Freedom.

Continue reading...


 

Which Assets are Protected? Date posted May 6th, 2010

Today I had a brief conversation with a Surrey business owner that due to an unexpected turn of events he gets to keep the business debt, but losses the business.  In life these things happen and are never fun.  So if this ever happens to you or someone you know it is important to understand the protection some of your assets have built in.

Continue reading...


 

SR&ED grants, does your business qualify? Date posted April 27th, 2010

The Scientific Research and Experimental Development program or SR&ED is a grant program for Canadian business developing new technologies or scientific relations.  The great thing about this program is the idea does not need to be so revolutionary it could be featured in a Sci-Fi movie; it can be a simple new tool or computer program.  This program does offer a huge range of grants.  If you are developing anything new in Canada this is a program worth looking into.

Continue reading...


 

BC is Paying to Train Your Employees Date posted April 21st, 2010

With all the talk of stimulus programs, the BC Government’s Workplace training for innovation program has seemed to remain a mostly unknown program outside of the training industry. For those BC small businesses that qualify this is a great program and definately worth a few minutes to learn about.  This program can be used for qualifying training, and the government has offered to pay the bill.

Continue reading...


 

Identity Theft Prevention Seminar in Langley Date posted April 18th, 2010

With identity theft on the rise, a local speaker is putting on a free event to give you the tools to protect yourself. I have heard him speak a few times in the past, and recommend everyone attend one of these events to help ensure your identity and assets are safe.

Thursday Evening – April 22nd The Cascade Ballroom The Coast Hotel & Convention Centre, 20399 Fraser Hwy, Downtown Langley Doors open at 6:30 pm.

Presentation from 7:00 pm to 9:30 pm Don’t Let Identity Theft or Abuse Happen to you, your family or your business! Admission is free

Please go to http://www.itcanthappentome.ca to register for free.

  • What thieves look for? Can you be shown as the perpetrator?
  • How does identity theft effect Real Estate or your Business?
  • What common habits must we all change?

We will also break down a number of current frauds. Have your questions answered by Ryan Michaels, the former convicted identity thief featured in the book “Stolen Lives”.

Continue reading...


 

GIC rates for April 12 2010 Date posted April 13th, 2010

I have seen and heard many GIC (Guaranteed Investment Certificates) rates advertised lately, many advertised rates have not been that competitive. So here is the best rates I see in BC today.

  • 1 year – 1.770
  • 2 year – 2.350
  • 3 year – 3.000
  • 4 year – 3.300
  • 5 year – 3.650

With interest rates expected to rise hopefully we will see these rates improve for GIC investors over the next while. It is important to note that these rates are constantly changing, and the bank offering the best rates also changes regularly.

Continue reading...


 

2009 RRSP Deadline Date posted February 22nd, 2010

As the end of the 2009 RRSP season draws near here are a few common questions answered.

When is the RRSP deadline?

Continue reading...


 

RRSP or Pay Down the Mortgage? Date posted February 18th, 2010

A common question is should I save in my RRSP or pay down my mortgage?  I believe the answer is both.  In meeting with clients one of the most celebrated financial accomplishments for many is when they are finally debt free.  Saving outside of the mortgage offers diversification, and saving in the home for retirement often means selling the home to access the money.  Both the RRSP and paying down your mortgage offer you a home and funds to draw from to fund your life style.

Continue reading...


 

What is better, RRSP or TFSA? Date posted February 16th, 2010

With the launch of the TFSA (Tax Free Savings Account), a common question is which one is better, the TFSA or the RRSP (Registered Retirement Savings Account)?  I have seen both TFSA and the RRSP win the title of “the best”, so which one is it?

Continue reading...


 

What is an RRSP? Date posted February 14th, 2010

I often here people stating extremes when discussing RRSP’s, some seem to love them, others hate them.  I believe RRSP’s are a tool, when used correctly they can be a powerful tool.  The key to ensuring you make sure they are used when they will benefit you is to understand how they work, and how they compare to the other common alternatives.

Continue reading...