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	<title>Nelmes Financial &#124; Conversations about Money</title>
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	<link>http://www.nelmes.ca</link>
	<description>Insurance and Retirement Planning</description>
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		<title>5 Reason&#8217;s Entrepeneurs Die Broke</title>
		<link>http://www.nelmes.ca/5-reasons-entrepeneurs-die-broke/</link>
		<comments>http://www.nelmes.ca/5-reasons-entrepeneurs-die-broke/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 02:04:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[bc]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[event]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[nelmes]]></category>
		<category><![CDATA[nelmes financial]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Surrey]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Training]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=300</guid>
		<description><![CDATA[ 
    The 5 Reasons Why Entrepeneurs Die Broke 
                       Financial Seminar Event
                Presenter: Christopher Nelmes
 A Free Event Designed to Enhance Financial Knowledge
                       Presentation Topics Include:
» Are You Over Paying Taxes?
» Do You Understand Risk Mitigation?
» &#8220;Buy Sell Funding&#8221; How Can it help me?
» How can I Oraganize my Succession Planning?
» What are Medical Trusts?
For the Modern Entrepreneurs And Business Owners [...]]]></description>
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		<item>
		<title>Which Assets are Protected?</title>
		<link>http://www.nelmes.ca/which-assets-are-protected/</link>
		<comments>http://www.nelmes.ca/which-assets-are-protected/#comments</comments>
		<pubDate>Thu, 06 May 2010 17:33:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[bc]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[Surrey]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=296</guid>
		<description><![CDATA[Some assets and investments are creditor protected, meaning in many cases you can go through bankruptcy and keep these assets.  It is important to be aware of these options, in case it ever impacts you or someone you know.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SR&amp;ED grants, does your business qualify?</title>
		<link>http://www.nelmes.ca/sred-grants-does-your-business-qualify/</link>
		<comments>http://www.nelmes.ca/sred-grants-does-your-business-qualify/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 15:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[bc]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Grant]]></category>
		<category><![CDATA[Langley]]></category>
		<category><![CDATA[SR&ED]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=291</guid>
		<description><![CDATA[SR&#038;ED grants are a commonly missed program that can help many small businesses in Canada.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BC is Paying to Train Your Employees</title>
		<link>http://www.nelmes.ca/bc-is-paying-to-train-your-employees/</link>
		<comments>http://www.nelmes.ca/bc-is-paying-to-train-your-employees/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 14:36:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[bc]]></category>
		<category><![CDATA[employee]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Fraser Valley]]></category>
		<category><![CDATA[Langley]]></category>
		<category><![CDATA[nelmes]]></category>
		<category><![CDATA[Surrey]]></category>
		<category><![CDATA[Training]]></category>
		<category><![CDATA[Vancouver]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=279</guid>
		<description><![CDATA[With all the talk of stimulus programs, the BC Government’s Workplace training for innovation program has seemed to remain a mostly unknown program outside of the training industry.  For those BC small businesses that qualify this is a great program and definately worth a few minutes to learn about.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Identity Theft Prevention Seminar in Langley</title>
		<link>http://www.nelmes.ca/identity-theft-prevention-seminar-in-langley/</link>
		<comments>http://www.nelmes.ca/identity-theft-prevention-seminar-in-langley/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 03:37:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[event]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Langley]]></category>
		<category><![CDATA[security]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=277</guid>
		<description><![CDATA[With identity theft on the rise, a local speaker is putting on a free event to give you the tools to protect yourself.  I have heard him speak a few times in the past, and recommend everyone attend one of these events to help ensure your identity and assets are safe.
Thursday Evening &#8211; April [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>GIC rates for April 12 2010</title>
		<link>http://www.nelmes.ca/gic-rates-april-12-201/</link>
		<comments>http://www.nelmes.ca/gic-rates-april-12-201/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 01:46:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[bc]]></category>
		<category><![CDATA[canada]]></category>
		<category><![CDATA[gic rates]]></category>
		<category><![CDATA[nelmes financial]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=272</guid>
		<description><![CDATA[I have seen and heard many GIC (Guaranteed Investment Certificates) rates advertised lately, many advertised rates have not been that competitive. So here is the best rates I see in BC today.

1 year &#8211; 1.770


2 year &#8211; 2.350


3 year &#8211; 3.000


4 year &#8211; 3.300


5 year &#8211; 3.650

With interest rates expected to rise hopefully we will [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2009 RRSP Deadline</title>
		<link>http://www.nelmes.ca/2009-rrsp-deadline/</link>
		<comments>http://www.nelmes.ca/2009-rrsp-deadline/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 04:44:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[nelmes]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[RRSP]]></category>
		<category><![CDATA[RSP]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Surrey]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[TFSA]]></category>
		<category><![CDATA[Vancouver]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=261</guid>
		<description><![CDATA[As the end of the 2009 RRSP season draws near here are a few common questions answered.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RRSP or Pay Down the Mortgage?</title>
		<link>http://www.nelmes.ca/rrsp-or-pay-down-the-mortgage/</link>
		<comments>http://www.nelmes.ca/rrsp-or-pay-down-the-mortgage/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 04:57:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Langley]]></category>
		<category><![CDATA[Surrey]]></category>
		<category><![CDATA[Vancouver]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=234</guid>
		<description><![CDATA[To pay down the mortgage or invest in RRSP’s is an old question.  I believe in a balance between reducing your mortgage and savings, however both should ideally be looked at.]]></description>
		<wfw:commentRss>http://www.nelmes.ca/rrsp-or-pay-down-the-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is better, RRSP or TFSA?</title>
		<link>http://www.nelmes.ca/what-is-better-rrsp-or-tfsa/</link>
		<comments>http://www.nelmes.ca/what-is-better-rrsp-or-tfsa/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 17:53:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[nelmes]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[RSP]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[TFSA]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=230</guid>
		<description><![CDATA[Which is better the RRSP or the TFSA?  I believe the answer depends on your situation and what you are trying to accomplish, and your personal situation.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is an RRSP?</title>
		<link>http://www.nelmes.ca/what-is-an-rrsp/</link>
		<comments>http://www.nelmes.ca/what-is-an-rrsp/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 02:11:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://www.nelmes.ca/?p=221</guid>
		<description><![CDATA[I often here people stating extremes when discussing RRSP’s, some seem to love them, others hate them.  I believe RRSP&#8217;s are a tool, when used correctly they can be a powerful tool.  The key to ensuring you make sure they are used when they will benefit you is to understand how they work, and how [...]]]></description>
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